International Baccalaureate (IB) Practice Exam 2025 – Complete Study Resource

Question: 1 / 400

Which of the following is not a good option for funding your education?

Filling out the FAFSA

Getting a part-time job

Planning ahead

Asking your parents to take out a loan

Taking out a loan is considered a less favorable option for funding education as it can lead to long-term financial obligations and debt, which may not be sustainable after graduation. Utilizing loans often leads to significant repayment challenges, especially if post-graduation income is uncertain or low. In contrast, filling out the FAFSA helps students access federal financial aid, including grants and work-study options, which do not need to be repaid. Getting a part-time job allows students to earn income while gaining work experience, contributing to self-sufficiency and minimizing reliance on loans. Planning ahead encompasses budgeting and exploring scholarship opportunities, both of which can greatly reduce the need for additional borrowing. Each of these methods promotes a more financially sound approach to funding education compared to relying on loans.

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