International Baccalaureate (IB) Practice Exam

Good identity theft protection includes restoration services. True or False?

1. True

2. False

3. Only for credit monitoring.

4. Only for prevention services.

The correct answer is: True

Good identity theft protection indeed includes restoration services, which is a critical aspect of a comprehensive identity protection plan. Restoration services are designed to assist individuals who have been victims of identity theft in regaining control of their identity and rectifying any fraudulent activities that may have occurred as a result. These services can provide support in various ways, such as helping to resolve fraudulent charges, restoring credit scores, and navigating the complex processes of disputing inaccuracies with credit bureaus and financial institutions. This assistance is crucial because victims often find themselves overwhelmed by the repercussions of identity theft, making it difficult to manage on their own. While credit monitoring and prevention services are important components of identity theft protection, they do not directly address the aftermath of an identity theft incident. Monitoring alerts individuals to suspicious activities, and prevention services help to reduce the likelihood of identity theft occurring in the first place. However, without restoration services, individuals may struggle to deal with the fallout of identity theft after it has happened. Therefore, the inclusion of restoration services in identity theft protection is essential for thorough and effective support.